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Each year in the United States, holiday shopping kicks off with massive sales and discounted offers on Black Friday and Cyber Monday. Anticipated sales are expected to crest more than $207 billion during the 2022 holiday season, many of which will be online. The volume of online holiday shopping each year draws criminals in droves […]
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How Should I Handle a Background Check Error?
Nowadays, many employers are requiring their newly hired or potential employees to go through a formal background check. Background checks can be a great source of information and can prevent employers from hiring people who may not necessarily be a good fit for the job. This is especially true if the particular job has certain […]
How Can I Find Credit Report Errors?
Credit reports are crucial to demonstrating your financial health and creditworthiness. The information contained in credit reports are heavily relied upon when consumers apply for loans, credit, housing, insurance, and employment. Credit reports detail your debt and credit activity, credit limits, loan amounts, payment history, and lender information. The more positive your credit report, the […]
Can a Background Check Error Kill Your Job Opportunity?
Learning that there are errors in your background check report can be frightening and prevent you from being hired. However, genuine mistakes and inaccurate information in background check reports are quite common for many reasons and are usually correctible. When a background check reporting agency prepares reports, they cull information from multiple sources and public […]
What Are Different Types of Auto Fraud?
Auto insurance fraud costs auto insurers approximately $30 billion each year, impacting millions of innocent motorists across the country. Auto fraud often results in severe financial penalties and legal consequences. There are many ways auto insurance fraud can take place, but they all fall into two main categories: Soft fraud: Soft auto insurance fraud is […]
What Is Considered Debt Collection Harassment?
Many Americans have found themselves in the position of falling behind on their bills for a period longer than intended. When this occurs, it is common practice for financial institutions to turn past due accounts over to third-party debt collectors. While these debt collectors are permitted to negotiate payment plans with you, they do not […]