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How Can Parents and Students Avoid Back-to-School Scams?

As students return to school, the U.S. Chamber of Commerce cautions all parents to be alert for fraudsters and scams while shopping online for school supplies and clothing. The agency reports that there is a significant rise in fraudulent shopping scams during the back-to-school shopping season. According to the Organization for Economic Co-operation and Development, […]

How Can Consumers With Disabilities Avoid Identity Theft?

Identity theft is the most common form of fraud. Thieves gain access to personal and financial information to order credit cards, set up cellphone accounts, steal bank and tax return funds, make purchases, and much more. Unfortunately, the elderly and the disabled are frequent targets of identity theft due to their vulnerabilities and special needs. […]

Lawmakers Urging Visa and Mastercard to Better Protect Consumers  

The Federal Trade Commission (FTC) reports that credit card fraud has become the most common form of identity theft, with 390,000 cases reported in 2021, and 118,191 in the first quarter of 2022 alone. However, a recent investigation by BuzzFeed News allegedly revealed that the two dominant credit card companies, Visa and Mastercard, do little […]

Can Credit Report Errors Lower My Credit Score?

Credit reports detail your financial history and include credit activity, payment history, loan amounts, and information on creditors. Positive information in a report shows your financially responsible. Each month, creditors supply updated information to credit reporting agencies (CRAs), Experian, TransUnion, and Equifax are the major ones, who use the data to compile an overall summary […]

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